TERMS OF SERVICE

Last Modified: March 16, 2023

This page describes the terms and conditions (these “Terms”) that govern your use of Acqua platforms, including www.acqua.com, mobile applications and other platforms (our “Platforms”), and Acqua services, including the stock-related news and commentary provided via the Platforms (the “Services”), all as owned, operated or managed by Acqua Research and Investments LLC ("Acqua", “us” or “we”). PLEASE READ THESE TERMS CAREFULLY BEFORE USING ANY PLATFORMS OR SERVICES, AS THESE TERMS AFFECT YOUR LEGAL RIGHTS.
IMPORTANT NOTICE - ARBITRATION AGREEMENT: BY AGREEING TO BE BOUND BY THE TERMS OF SERVICE, YOU AGREE THAT ALL DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING ARBITRATION. If any of these terms and conditions of these Terms of Service, or any future changes, are unacceptable to you, you may (a) stop using or accessing the Platforms, and cancel your account, and/or (b) discontinue your use of the Services. Your continued use of the Platforms or Services now, or following the posting of updated Terms of Service, will indicate acceptance by you of such Terms of Service, changes, or modifications.

REGISTRATION AND SECURITY

You must be at least 18 years of age to use the Platform and Services. As part of the registration or account creation process, you will create login credentials by selecting a password and providing an e-mail address. You will also be requested to provide certain registration information, which must be accurate and updated. Each registration is for a single user only. You are not allowed to share your registration login credentials or give your login credentials to anyone else. You are responsible for maintaining the confidentiality of your password. You are responsible for all usage or activity on your account, including use of the account by any third party authorized by you to use your login credentials We may cancel or suspend your access to the Platforms or Services for any or no reason. You consent to receive notifications from us electronically to the e-mail address you provide to us. You agree that all notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

PAYMENTS

You irrevocably authorize and instruct us to automatically charge the applicable fees for a membership plan at the beginning of each recurring period using the applicable payment method. Current payment methods include credit cards and debit cards. If you elect to pay by credit card, you hereby authorize us or our third-party processor(s) to charge or debit your payment method for all amounts due pursuant to these Terms. Your authorization will remain in full force and effect until you notify us that you wish to revoke your authorization by changing your profile. Once Acqua charges or debits your payment method, the charge or debit is non-refundable, except as required by applicable law. You acknowledge and agree that these Terms provide a dispute resolution process as a way for you to resolve disputes. To the extent permitted by applicable law, you agree not to ask your credit card company, bank, or other payment method provider to charge back any fees charged pursuant to these Terms for any reason. Where applicable, we may also collect taxes (such as sales tax and value-added tax (VAT) where applicable) on fees and costs as applicable. We reserve the right to increase membership fees or institute new charges upon reasonable notice.

PROHIBITED USES

You may use the Platforms only for lawful purposes and in accordance with these Terms. You agree not to use the Platforms:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To impersonate or attempt to impersonate Acqua, an Acqua employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Platforms, or which, as determined by us, may harm Acqua or users of the Platforms, or expose them to liability.

Additionally, you agree not to:

• Use the Platforms in any manner that could disable, overburden, damage, or impair the site or Platform or interfere with any other party's use of the Platforms.
• Use any robot, spider, or other automatic device, process, or means to access the Platforms for any purpose, including monitoring or copying any of the material on the Platforms.
• Use any manual process to monitor or copy any of the material on the Platforms, or for any other purpose not expressly authorized in these Terms, without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Platforms.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Platforms, the servers on which the Platforms may be stored, or any server, computer, or database connected to the Platforms.
• Attack the Platforms via a denial-of-service attack or a distributed denial-of-service attack.
• Otherwise, attempt to interfere with the proper working of the Platforms.

A WORD OF CAUTION

We want to help you make money. However, Acqua does not provide or render personalized investment devices. Acqua does not know the relevant facts about you and your individual needs – your financial situation, risk tolerances, or investing objectives – and we cannot claim or represent that any particular Services are suitable for you. Accordingly, you agree that any recommendation or action taken by a Service does not constitute a recommendation that a particular security, strategy, or action is suitable for you. If you want personal advice, then you should seek a registered investment advisor. One of our principle tenets is that the best person to handle your finances is you. By your use of our Services, you're agreeing that you bear responsibility for your own investment research and investment decisions. Acqua will not be liable for any investment decision you make, or action you take based upon reliance on any information provided by Acqua. You also agree that Acqua, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services. Acqua applies proprietary algorithms and analytics to data it believes relevant and presents resultant editorial information based on the output data. The output data is only as good as Acqua’s proprietary models, which are inherently imperfect and subjective and may produce results that fail to correlate with future market activity. In short, Acqua provides informed opinions, based on objective data, that may be wrong. These opinions are based on analyses of the past, but cannot guarantee future accuracy and results. For clarity, all information provided by Acqua is provided “AS IS,” with all faults, and you should apply your own independent research and judgment to evaluate the usefulness of the information supplied by Acqua. For further description of these proprietary algorithms and analytics, please see “Proprietary Analytics.”

TERM AND TERMINATION

Our Services begin upon your commencement of payments for your membership plan and are provided on a recurring basis. They will renew automatically, and periodic payments will be charged automatically until you cancel our services or turn off renewals using the Platform. Note that we may terminate your access to the Platform or Services at any time for any or no reason.

LINKS FROM THE PLATFORMS

If any of the Platforms contain links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to from the Platforms, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

INTELLECTUAL PROPERTY

The Platforms and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Acqua, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. These Terms permit you to use the Platforms for your personal, non-commercial use only. We grant you a worldwide, non-exclusive, personal, and non-assignable license to access and use the Platforms in accordance with the Terms. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Platforms. You will not use the Platforms or Services in a manner exceeding the scope of this license. You also may not republish, post, transmit, or distribute any content received via the Platform or the Services to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our content for use on another website or service. In short, you may not post our content anywhere else online. The Acqua name, logomark, and all related names, logos, product and service names, designs, and slogans are trademarks of Acqua. You must not use such marks without the prior written permission of Acqua. All other names, logos, product and service names, designs, and slogans on the Platforms are the trademarks of their respective owners.

REPRESENTATIONS & WARRANTIES; DISCLAIMERS; INDEMNIFICATION

You represent, warrant, and covenant that (a) you are at least eighteen years old, (b) your payment method is valid, you are legally authorized to make payments using the payment method, and there are sufficient funds or credit available to pay any and all amounts due hereunder. You hereby indemnify, defend and hold harmless Acqua and its officers, directors, owners, agents, information providers, affiliates, licensors, and licensees (collectively, the "Indemnified Parties") from and against any and all liability and costs, including, without limitation, reasonable attorneys' fees, incurred by the Indemnified Parties in connection with any claim arising out of (a) your use of the Services and Platforms, and any related behavior thereto, (b) any breach by you or any user of your account of these Terms or the foregoing representations, warranties, and covenants; and (c) your gross negligence or willful misconduct. You shall cooperate as fully as reasonably required in the defense of any such claim. Acqua reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAWS, THE SERVICES AND ALL SOFTWARE ARE DISTRIBUTED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. ACQUA DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS, AND INACCURACIES IN THE CONTENT OR OTHER MATERIAL MADE AVAILABLE THROUGH THE SERVICES. YOU HEREBY ACKNOWLEDGE THAT THE USE OF THE SERVICES IS AT YOUR SOLE RISK. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. IN NO EVENT WILL ACQUA AND ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, SUPPLIERS, AND LICENSORS ("ACQUA PARTIES") BE LIABLE (JOINTLY OR SEVERALLY) TO YOU OR ANY OTHER PERSON AS A RESULT OF YOUR ACCESS OR USE OF THE SERVICES FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST SAVINGS, LOST REVENUES, OR LOST GOODWILL. IN NO EVENT WILL THE ACQUA PARTIES BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE PLATFORMS, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE PLATFORMS, OR SUCH OTHER WEBSITES. THESE LIMITATIONS APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON NEGLIGENCE, TORT, CONTRACT, OR OTHER THEORY OF LIABILITY, EVEN IF ANY OF THE ACQUA PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN ANY OF THE EXCLUDED DAMAGES, AND IRRESPECTIVE OF ANY FAILURE OF AN ESSENTIAL PURPOSE OF A LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN THE ACQUA PARTIES’ LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.

GOVERNING LAW; ARBITRATION

These Terms and all related documents for all purposes shall be governed by and construed in accordance with the laws of the State of Arizona, without giving effect to any conflict of laws principles that would cause the laws of any other jurisdiction to apply. Any dispute, claim, or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in Tuscon, Arizona, before one arbitrator. The arbitration shall be administered by JAMS pursuant to JAMS’ Streamlined Arbitration Rules and Procedures. Judgment on the award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORMS MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

MISCELLANEOUS

This Agreement represents the entire agreement and understanding between the parties. This Agreement shall supersede any and all other agreements, verbal or otherwise, between the parties concerning this subject matter. No amendments or modifications shall be binding upon either party unless made in writing and signed by us and you. Our failure to enforce any provision of these Terms or to respond to a breach by you or other parties shall not in any way constitute a waiver of our right to enforce subsequently any terms or conditions of these Terms or to act with respect to similar breaches. If a provision of these Terms is held invalid or unenforceable for any reason, that provision will be deemed severable and shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the intention of the parties. The validity and enforceability of any remaining provisions will not be affected and such provisions shall remain in full force and effect.

YOUR COMMENTS AND CONCERNS

This website is operated by Acqua Research and Investments LLC, 4102 East 26^th Street, Tuscon, Arizona 85711. All feedback, comments, requests for technical support, and other communications relating to the Platforms should be directed to: acquaresearchandinvestment@gmail.com.